We know travel insurance can seem like just one more expense, and many travelers ask the question why buy travel insurance and why get travel insurance?
1. You need to cancel your trip
What happens if someone gets sick and can’t travel, a parent dies, you’re required to work, or your house floods?
2. You miss your connection
You’ve planned a cruise but you discover the connecting flight to get to the ship is delayed. With the missed connection it looks like you will miss your cruise departure. How will you catch up to the ship?
3. Your flight is canceled
After attending the family reunion, you arrive at the airport to return home and are told tornadoes have canceled all flights through Dallas. Who will help you find a new flight to return home?
4. A hurricane damages your destination
You saved all year for a summer vacation to Aruba, but a hurricane destroys the hotel a week before you depart. Will you lose all the money you worked so hard to save?
5. A terrorist event occurs
You’ve planned an excursion to Egypt for years, but weeks before leaving a terrorist attack occurs. The airports are closed and Egypt is in chaos. It would be unwise to travel now, but will you lose all your non refundable fees?
6. You get sick or injured on your trip
You and your friends have planned a hiking trip to climb Machu Picchu since college. After your first night in Lima, you wake with severe stomach pains and a high fever. You cannot start your hike. Instead, you need emergency medical care – and quick.
7. Your baggage is delayed or lost
Your special day has finally arrived – a wedding at a beach side resort. Unfortunately, the airline made a mistake and your baggage will be delayed. Luckily you’ve got the dress and the rings, but what about your other clothes, shoes, toothpaste, and personal items?
8. Your passport is lost
You are at a conference in London, and you realize you left your passport at a local restaurant.
9. You need an emergency medical evacuation
You and your daughter have planned a summer tour of Mont-Blanc, but high in the mountains your daughter is overcome with dizziness and a dangerously high fever. She needs immediate medical attention. How will you get her to safety?
10. Your travel company files bankruptcy
You’ve planned a two-week honeymoon cruise to Alaska, but a week before the trip you see on the news that your cruise is canceled due to financial default of the cruise company. How will you recover your money?
11. You need emergency assistance services
You and your parents have planned a trip to their home country, but on your way, the train is canceled for mechanical repairs. You don’t speak the language. Who can help you locate alternative transportation?